AMERICAN VISITORS INSURANCE
Patriot visitor medical insurance policy caters to the non-US citizens who are planning to travel overseas. It is a comprehensive visitors health insurance plan which is popularly chosen by individuals whose relatives are planning visit the US for a short stay.
This visitors insurance policy, which been underwritten by Sirius International, an established organization, has won excellent rating from AM Best company for its coverage benefits offered to customers are nominal rates.
Individuals can buy this cost-effective and flexible visitors health insurance plan for even a short period of 5 days up to almost a 2 year duration. The Patriot America visitor health insurance policy can be purchased online or through mail or fax sent to the insurance provider.
On purchasing online, the insured would be reminded for renewal before 2 weeks of the expiry of the Patriot America visitor health insurance policy. However, this online reminder facility is eligible for people who buy this visitors health insurance policy for a minimum period of at least 3 months.
Renewal of the Patriot America visitor health insurance plan can be done on the basis of daily increments or monthly payment of premiums. If this visitors health insurance policy is renewed for less than a month, you necessarily need to renew online and a processing fee would be charged to the insured. However, in case you renew for a period of more than a month, you may even submit a paper application form to the insurance provider.
Visitors insurance plan offer the convenience of wide network of tie-ups with clinics, doctors and hospitals. This is called PPO network and the insured gets the best benefit if medical assistance is availed from within this network.
Patriot visitor medical insurance plans offer a range of medical benefits like emergency medical assistance, local ambulance transport to the nearest medical facility, in-patient and out-patient admission facilities, hospitalization expenses and surgeries that are required immediately.
Typically, this visitors health insurance policy allows full refund under some circumstances. For example, if the individual cancels the Patriot America visitor health insurance policy before the effective start date, the full amount is reimbursed. However, if cancellation is applied after the effective start date and the insured has not filed for any reimbursements under the visitors health insurance plan so far, the full monthly premiums remaining is reimbursed after deducting a nominal fee for processing the request.
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